Five Star Wealth Manager Disclosure

Please note that individuals who are selected as FIVE-STAR Wealth Managers do not pay a
fee to be included in the research or the final list of wealth managers, however, there is a fee
associated with the use of the FIVE-STAR logo and other marketing materials.

Wealth Managers who are included on the FIVE-STAR Wealth Manager list must meet the
following criteria:

• Must have at least five years of experience in the financial services industry
• Must certify that their license(s) have never been suspended or revoked by a regulating
  authority (e.g. FINRA or other regulatory agency).
• Must certify that they have not had more than three customer complaints filed against
  them with a regulating authority where at least one complaint resulted in a settlement
  payment by them.
• Additional information regarding award criteria and the methodology used to
  include specific professionals on the FIVE-STAR Wealth Manager list can be found at
  www.fivestarprofessional.com/wmresearch.